Finance & Mortgage

'Real Estate 101: Mortgage Dos and Don’ts To Know in 2024

Understanding the dos and don'ts for shopping favorable mortgage rates can help you gain thousands in savings. Here's a quick guide.

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'US Homebuyers Have Gained $40,000 in Buying Power as Mortgage Rates Fall: Report

The median monthly mortgage payments also fell to $2,545 at a rate of 6.7%.

To get a mortgage for a house How to calculate what credit score you need?

'Real Estate 101: Can Paying Rent Affect Your Credit Score?

Understanding what may affect your credit scores is crucial, especially if you plan to purchase a home or a property in the future. In this article, we'll explain how rent payments affect your credit scores.

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'California Launches New Program Offering Homebuyers $250 Million in Down Payment Assistance

The state's new down payment assistance program will be overseen by the California Housing Financing Agency.

By D. Ong
'Mortgage Rate May Drop Below 6% This Year: Fannie Mae

Mortgage rates for the 30-year fixed rate are expected to fall to 5.8% this year, a sharp revision from a previous forecast of 6.5% for late 2024.

By D. Ong
'A New Plan From the Biden Administration Aims To Save Americans $1,000 on Their Mortgage Closing Cost

The new plan will expand the use of Attorney Opinion Letters (AOL) in lieu of title insurance, allowing households to save up to $1,000 in mortgage closing costs.

By D. Ong
'An Insightful Chat With Nick Millican About Redefining Commercial Real Estate Success

Commercial real estate expert Nick Millican dissects what's going on in the industry—and how to weather any storms.

By David Thompson
'5 Real Estate Mortgage Tips for First-Time Homebuyers

The process of getting a mortgage can feel intimidating, but there are ways to make sure the transaction goes as smoothly as possible. Here are some things to know before applying for a mortgage.

By D. Ong
'Top Financing Options When Buying a Home for the First Time

We'll explore the top alternatives that can best help finance the purchase of your first home. But before we proceed, let's discuss the specific criteria to be eligible as a first-time homebuyer.

By David Thompson
'What Can I Do If My Homeowners Insurance is Cancelled?

But what if your homeowners insurance were to be canceled through no fault of your own? It's not impossible, but you have recourse if it happens to you. Let's dig into some of the reasons why homeowners insurance might be canceled and what homeowners can do about it if it does happen.

By David Thompson
'How Blockchain in Real Estate is Streamlining Transactions

One pivotal technology is blockchain. The transparent, immutable, secure and instant digital ledger is most closely associated with cryptocurrency, but the technology has exciting applications in how we buy and sell homes. In this article, let's detail how blockchain in real estate streamlines transactions.

By David Thompson
'Selecting A Pay Stub Generator: What Factors To Consider?

A pay stub is a convenient document that shows an employee's earnings and deductions for a specific pay period. This article covers factors to consider when choosing a pay stub generator.

By David Thompson
'Tiffany Homes: Tips For Investing In Real Estate

If you are a novice, read everything about the subject before taking the plunge. Tiffany Homes of Utah has the following tips for investing in real estate.

By David Thompson
'Commonsense Tactics for Lowering Personal Debt & Expenses

There's no magic formula for cutting expenses and reducing debt, but the following commonsense strategies deliver solid results.

By David Thompson
'Making Sure You’re Approved for a Mortgage Loan

So, if you have your heart set on becoming a homeowner, you should start taking steps to increase your odds of loan approval. While getting approved for your ideal loan may present a number of challenges, obtaining a mortgage may not involve quite as many hurdles as you think.

By David Thompson