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Bank's Losses Increase in Commercial Real Estate

The fourth quarter CRE loss rates, which is the annualized charges as a percentage of average loan balances, is now being reviewed by regulators recently. This is part of the oversight on financial institutions' activities that are related to commercial real estate loans. The oversight was instituted to prevent the market crash recently experienced by the real estate market.

Can You Get Away with Lying to Your Landlord?

A lot of millennials are attracted to renting a home over owning one because the former often entails lesser responsibilities than the latter. While such is the case and the landlord is usually the one responsible for the property, there are still a handful of duties and responsibilities that renters need to keep in mind. Can you get away with lying to your landlord?

What’s Keeping Millennials from Buying a Home?

Millennials comprise the majority of potential homebuyers in the real estate market. This is the reason why several homes are already being constructed, which are more affordable to cater to the younger market and first-time buyers. Despite these measures, a recent report shows that homeownership rate in the U.S. is close to its lowest in the last 48 years. What is keeping millennials from buying a home?