Yes, you should pay off your mortgage before retiring.

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(Photo : Pixabay | Merio)

As part of our pre-retirement planning, my husband and I have decided to pay off our mortgage before we retire.

We've been making extra principal payments every month. We refinanced from a 30-year mortgage to a 15-year term. Our dream is to get that monkey off our back before we move into the second season of our lives.

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