mortgage

Home-buying Tips: How to Handle a Car Lease When you Want to Apply For A Mortgage Loan

Applying for another loan apart from an existing car lease can hinder anyone from acquiring the home of their dreams. But if you are determined to apply for a mortgage, check out your chances with these tips.

Shared Equity: Helping a Family Member Own a House

If your relatives want to purchase a home but their income is not able to sustain the mortgage. You can still help them, by giving them an opportunity called "shared equity."

FDIC Says Morgan Stanley Will Pay $63 Million for Mortgage Bond Settlement

The settlement settles lawsuits that the U.S. regulator submitted as recipient for the three failed banks against Morgan Stanley and different defendants over what the FDIC said were distortions in the offering documents for the mortgage-backed securities.

How Credit Score Affects Your Mortgage Loan Application

As much as lenders will want serve their client with a mortgage loan, they are also watching their back to lessen the risk they are taking in this business. The easiest way to asses risk is by using your credit scores to make lending decisions.

Mortgage Rates are Still Not Likely to Go Up In the Near Future

Mortgage rates are still at attractive levels despite the recent Fed rate hike Everyone is keeping a close watch at the next rate increase by the Federal Reserve.

Black Knight Predicts Housing Real Estate Will be too Pricey for Homebuyers in the Future

Black Knight Financial Services says that with home prices getting higher year-over-year, the firm believes there will come a time when homes would become unaffordable.

Mortgage Company Network Funding Announces Program to Aid ‘Down on Their Luck’ Homebuyers

Residential mortgage lending company Network Funding declared its new Common Sense Lending Initiative programs that will allow and help hard-hit homebuyers purchase a house.

California Banking News: Pacific Premier Bancorp, Inc Completes Acquisition of Security California Bancorp

Pacific Premier Bancorp, Inc, a holding company of Pacific Premier Bank, has announced that it has completed the acquisition of the Security Bank of California's holding company, Security California Bancorp.

Mortgage Defaults Expected to Increase as Real Estate Market Slows Down

Many might fall behind mortgage payment because of the slacking real estate market. Earlier this year, it was predicted that the property market will slow down but a more recent report adds that the market should also watch out for increased in mortgage defaults.

Tennessee Banking News: Avenue Financial Holdings Merges with Pinnacle Financial Partners

The Board of Directors of Avenue Financial Holdings and Pinnacle Financial Partners have unanimously agreed in the signing of a definitive agreement to merge Avenue with and into Pinnacle.

Saudi Mortgage Firm Aims Partners with Saudi Government to Boost Home Ownership

The Saudi Arabian government is collaborating with a Jeddah-based bank to set up another home loan lender trying to support home proprietorship in the nation.

Real Estate Tips: How to Survive in an Economy Threatened by Interest Hikes

In December 2015, the Federal Reserve has announced revealed that it will be increasing interest rates after almost 10 years. This definitely causes a big effect on your finances so you need to know a few rules to survive such an economy.

US has Pending Home Sales Index Of 0.1% Increase in December, According to NAR

In spite of the fact that the National Association of Realtors cautioned of quelled interest in coming months in the midst of worldwide money related unpredictability and volatility, the quantity of existing homes that went pending contract became minimal in the U.S.

Real Estate Tips: Save Money in Your Next Home Purchase Through Tax Breaks & Deductions

Tax breaks are provisions for home buyers. It is wise to avail this provision allowed by the state so one can save money. But the question is do you know what are some tax deductions that any home owner could apply for?

Technology Impacting Residential and Commercial Mortgages Differently

Technology is proving to be a game changer in the real estate world but its impact on mortgages is being felt differently on commercial and residential mortgages.

Homeowners Prone to Lose $13 Billion a Year for not Refinancing their Mortgage Loans

So the question goes, if this is the case, why is it that most American homeowners are not doing it? These are some of the reason found out from the survey.

Top 5 States Where You Can Pay Off Your Mortgage at the Soonest Possible Time

According to the article published in January 25, 2016, the State where you can pay off your mortgage the fastest Cleveland, Ohio. In Cleveland, the median list price is $128,000 and the number of years to easily pay off your mortgage debt would be around, 5.4 years.

What Hopes Regulation Is Set to Bring in Mortgage Market

While most changes brought about by a regulatory body are deemed negative, there are those that are actually paving way to a more innovative and promising future.

Bill Raveis Appoints Sons in Top Positions to Ensure William Raveis Real Estate Business' Future Growth

CEO Bill Raveis has recently appointed his two sons, Chris and Ryan, as co-presidents of William Raveis, Inc.

Fox News Columnist Cal Thomas Wants People to Believe a Housing Crisis Is Hitting the US Again

Cal Thomas, tagged as “America’s most syndicated op-ed columnist” is confidently forecasting that the United States is inching towards another housing crisis.

Home Buying: Should You Consider Using a Shared Equity Mortgage?

Buying a house instead of renting is slowly becoming the wiser option in today’s market. However, your current savings may not be enough to purchase your dream home. Don’t worry, there’s still hope for you to get your dream home even without enough savings and it’s called shared equity mortgage.