Tag: credit score
'4 Main Factors Lenders Review When Qualifying You for a Mortgage
'Real Estate 101: Can Paying Rent Affect Your Credit Score?
'How to Maintain a Good Credit Score
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The entire process of buying a home – from looking for one to sealing the deal – is a long and tedious one. While having a good credit score is definitely a must if you want to apply for a mortgage, a recent report shows that your credit card bills may also affect your chances of getting an approved mortgage application. -
'Here’s Why Many First-Time Buyers are Holding Off on Their Plan to Purchase a Home
The millennials comprise the majority of first-time homebuyers in the real estate market. While it has been predicted that a lot of millennials will be making their first real estate purchase this year, a new survey shows that first-time buyers are holding off on their plans to purchase a new house. -
'How to Rent a Home Even with Bad Credit
If you thought only homeowners were required to pull out their credit scores, then you have got it all wrong. Most landlords nowadays are also doing credit checks on their potential renters in order to find out if the person has the capacity to pay the rent in time. What should you do if you have bad credit? Can you still rent a home? -
'How to Improve Your Credit Score and Get a Lower Mortgage Interest Rate
Your credit score is one of the most important things that will help determine the kind of mortgage, rates and terms that you will get. It may, therefore, be wise to improve your credit score before submitting a mortgage application. How can you improve your credit score in order to get a lower mortgage interest rate? -
'House Buying Tips: Should You Apply for More than Just One Pre-Approval?
Time and time again, real estate agents recommend on getting a pre-approval before shopping for a home in the market. While it is definitely a wise thing to do, should you apply for more than just one pre-approval? Does it entail certain consequences? -
'House Buying Tips: Can You Purchase Your Dream Home Without Credit?
There are a lot of considerations to keep in mind when purchasing your very first home. Apart from having enough down payment, you also need to have good credit; unfortunately, not everyone has one. Can you still get your dream home even without credit? -
'Mortgage Loan Tips: The Credit Score You Need to Purchase a Home
What score should you meet to apply for a mortgage loan? -
'3 Reasons Prospective Buyers Fail Their Home Deals
It's in every home buyers wish list, securing a home deal and eventually winning their hard-earned property. But along with the journey of finally owning your dream home is the possibility of also losing it in the process, what are the ways that this could happen? -
'3 Things You Should Do to Increase Your Borrowing Capacity
Here are three of the important things you should do that will help you increase your borrowing capacity. -
'How Missing Mortgage Payment Affects Your FICO Score - People With Higher Score Can Lose More
If you are one of the people who have been faithfully making mortgage payments for years, you might think that missing one payment won't have a big impact on your FICO score. But the truth is, even one missed payment can create damage to your FICO score. Lenders have the access to report your missed payment as immediately as theu desire. Meaning, if you miss your payment by a few days, your lender might go ahead and list it as unpaid. -
'4 Home Loan Tips That Can Help You Get In-line With Your Finances
Mortgages can be complicated most especially if your fiances are cluttered. Listed below are home loan tips that can give you a stress free financial statement. -
'How To Boost Your Credit Score Before Buying A Home
Home buying doesn't begin on the instance you walk through the door of your first open house. The moment you make the decision, you have to immediately start thinking about the finances - and your credit standing is an important component.
