How do the 50 biggest metros stack up for first-time home buyers? A new study from Bankrate.com, a personal finance website, ranked the largest metros in the U.S. based on factors such as affordability, culture, job market, and safety.

Pittsburgh landed at the top of this year's list, setting itself apart for its affordability and safety. "This study sheds a light on places that maybe most younger buyers or new families aren't considering," says Adrian Garcia, data analyst at Bankrate.

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