Finance & Mortgage

'The Mortgage Loan Process Explained

If you're house hunting, then you might want to be familiar with home financing. The mortgage process is not a hard subject, but most people still don't completely understand how mortgages work.

'The Benefits to Refinancing

Americans use loans of all types to pay for a myriad of everyday and major expenses, including college, homes, cars, vacations and medical bills. However, these can sometimes become unbearable with high interest charges, huge monthly payments and difficult terms.

'How the Mortgage Rate Drop Will Affect the Housing Market

Homebuyers across the United States currently have something to smile about as mortgage rates are now at the lowest they have been in years. This is a significant shift from the trend that was witnessed throughout 2018 and earlier in the year when all factors pointed towards an increase.

EDITOR'S PICKS

'Which Type of Mortgage is Right for You?

Purchasing a home is a big decision. After all, it's one of the biggest purchases you'll ever make in your lifetime.

By Ernest Hamilton
'How to Become a Mortgage Broker

The real estate industry offers lucrative business opportunities that are attractive to both beginners and professionals alike.

By Ernest Hamilton
'Residential Rental Property: The Advantages of HMO Investing

Mention investing in residential property and most people will either think house flipping, investing in single-family rental dwellings or buying apartment buildings.

By Ernest Hamilton
'5 Loan Providers That will Help You with the Mortgage

In this era of pernicious crisis, it has become necessary for an individual to secure his house. Owning a house gives protection and a feeling of satisfaction. Struggling years and years arduously genuinely demands an individual's property.

By Staff Reporter
'The Essential Components of the Mortgage Loan

"Once you're a homeowner, your house will probably be the biggest, long-term investment you have. Every dollar you spend on a mortgage or down payment is like putting money in a house-sized piggy bank, so it makes sense to look at home buying through the lens of saving." - Rachel Cruze

By Ernest Hamilton
'Many Americans Say Their Financial Situation Is Worse Since The Great Recession

Yet many people's finances haven't recovered from the recession's blows, according to a new survey by personal finance website Bankrate.com.

By Staff Reporter
'Housing Is Providing Another In A Line Of Troubling Signs Pointing To An Economic Downturn

Declining home sales are "consistent with the possibility of a late 2019 or early 2020 recession," St. Louis Fed economist William Emmons said in a report.

By Staff Reporter
'Weekly Mortgage Applications Fall 2.4% As Consumers Shrug Off Low Rates

Mortgage demand has been more than muted for the last several weeks, even as rates sit near two-year lows. Mortgage application volume fell 2.4% for the week last week, according to the Mortgage Bankers Association's seasonally adjusted index.

By Staff Reporter
'Smart And Climate-Resilient Buildings: The Future Of Real Estate Investment

Climate change has created a huge demand for sustainable and resilient design and construction. Climate-resilient design focuses on the design of buildings, landscapes, communities, and regions to respond to natural disasters and the effects of climate change, such as rising sea levels, increasing heatwaves and regional droughts.

By Staff Reporter
'Miami's Exotic Marvel, Hits Market For $2 Million, The Brillhart House

Located in downtown's historic Spring Garden district, The Brillhart House has become the neighborhood's architectural phenomenon-a simple-living metropolitan escape where its future homeowner can unplug from the rat race. It's located only 10 minutes from the airport.

By Staff Reporter
'In May Foreclosures in U.S. Down 50 Percent Annually

According to ATTOM Data Solutions May 2019 Foreclosure Market Report, U.S. foreclosure filings -- default notices, scheduled auctions and bank repossessions -- were reported on 56,152 U.S. properties in May 2019, up 1 percent from the previous month but down 22 percent from a year ago for the 11th consecutive month with an annual decline.

By Staff Reporter
'To Bankruptcy Creditors Supreme Court Applies Civil Contempt Standard

The US Supreme Court ruled Monday that a creditor may be held in civil contempt for violating a bankruptcy court's discharge order if there is no fair ground of doubt as to whether the order barred the creditor's conduct.

By Staff Reporter